A workplace pension you've never properly looked at
Your financial friend
The financial friend
you never had
Connect your accounts, see your complete financial picture, and get AI-powered guidance built around your actual numbers — not generic advice.
Free to start · No credit card required · Built for UK finances
Dashboard preview
Your money in one place
Net worth
£47,320
↑ Up £1,240 since joining
Pension gap found
Pension match unused
£3,200/yr
Increase from 4% to 8% to capture the full match.
Monthly surplus
£820
Available to deploy
ISA remaining
£11,500
of £20,000 allowance
You know you should be doing more with your money.
But between the complexity, the jargon, and not knowing who to trust — most people just leave it for later.
Cash savings sitting in an account earning next to nothing
£500+ a month that could be working harder — but isn't
Sound familiar? That's exactly who Arlo is built for.
How it works
Your full financial picture in minutes
Connect your accounts
Open Banking links your bank accounts in seconds. Add your pension and ISA manually. The whole thing takes under 5 minutes.
See your complete picture
Net worth, investing capacity, ISA allowance, pension status — all in one place. Most people have never seen this before.
Get your insights
Arlo analyses everything and tells you exactly what's costing you money — with specific numbers, not generic advice.
What Arlo finds
Here's the kind of insight Arlo delivers. Based on your actual numbers.
This is a real example — built from a real user's pension data.
You're leaving £3,200/year on the table
Your employer matches pension contributions up to 8%, but you're only contributing 4%. That difference is handed back to your employer unused every single month.
Cost of inaction
£3,200 /year
or £32,000 over 10 years
What to do
Log into your pension provider and increase your contribution from 4% to 8% — takes under 5 minutes.
Built to be trusted
Built on Open Banking
The same secure technology used by major UK banks and fintechs. We never see your bank login details.
Guidance, not advice
Arlo is not a regulated financial adviser. We show you what's happening with your money and what to consider — the decisions are always yours.
Your data stays yours
Your financial data is encrypted and stored securely. We never sell it, share it, or use it for advertising.
Ready to meet your financial friend?
Free to start. No jargon. No agenda. Just clarity on your money.